Being 100% smartphone based, we’re able to bypass the hurdles imposed by traditional institutions.

We assess people’s credit based on smartphone data. Our system will evaluate loan applications and instantly give the approval status within seconds of application.

We provide customers a frictionless opportunity to build credit and live life to the fullest. Users can build a credit by keeping the app installed and making loan payments on time.

Two billion individuals and 200 million small businesses in emerging economies today lack access to formal savings and credit. With the growing ubiquity of the phone, the market is ready for disruption. We are there to disrupt tis market.