This article showcases our top picks for the best FinTech companies based in Denmark. These startups and companies are taking a variety of approaches to innovating the FinTech industry, but are all exceptional companies well worth a follow.
We meticulously selected companies ranging from cutting-edge startups to established brands based on their outstanding performance in the following categories:
- Innovation: Innovative ideas, innovative route to market, innovative product
- Growth: Exceptional growth, exceptional growth strategy
- Management, diversity and/or societal impact
Top FinTech Startups in Denmark
Data sourced from Crunchbase and SemRush.
PLEO: Offers smart payment cards for employees for them to buy things they need for work, while keeping the companies in control of spending. Expense reports and out-of-pocket purchases just don’t work for today’s forward-thinking teams. They take power away from your people.
NOVO HOLDINGS: Holding company specializing in life science investor with a focus on creating long-term value. Investment company that is responsible for managing the assets and the wealth of the Novo Nordisk Foundation, one of the world’s largest philanthropic enterprise foundations.
LUNAR: Digital challenger bank that offers a mobile-based banking app that helps consumers manage their personal finances. They want to democratise the power of money and change the way they all bank, pay and invest. They’re a bank, a financial technology company.
SAXO BANK: Licensed and regulated Danish bank specializing in online trading and investment across global financial markets. At Saxo they believe that when you invest, you unlock a new curiosity for the world around you.
COINIFY: Virtual currency platform for trading and payments. Helping businesses accelerate growth by accepting cryptocurrency payments, and buying crypto. Active in more than 180+ countries and is trusted by the worlds leading wallets, websites, and applications to accept payments.
CARDLAY: White Label solution integrates Cards and Expense Management in intelligent and intuitive platforms offering real-time overviews. They drive effortless corporate spend to enable our partners to supply end-to-end spend management to their clients.
LIKVIDO: Freeing SMEs to focus on what matters by automating Accounts Payables & Receivables. Automate their receivables management and gain time for their business. Makes it easy and accessible to manage debtors. Digital solution automates your entire process from invoice to payment.
AIIA: Formerly Nordic API Gateway. Still transforming Europe with open banking products that simply work. A Mastercard company founded in 2011 with more than a decade of experience in fintech and hundreds of clients servicing both businesses and consumers.
NORD: Mobile and fully automated investment service for the average investor who suffers from high bank fees. Digital service that makes it easy to get started with investing. Started as a reaction to the high costs investment funds and bank advisors take to help their clients invest.
DIGISHARES: One of the leading providers of white-label platforms for tokenization of real estate and other assets. White-label platform for issuance, management and trading of security tokens / tokenized securities. Primarily used for large physical assets, such as real estate, solar, wind.
SEPIOR: Enables trust for financial transactions and cloud applications using threshold cryptography. Provides next generation key management technology that allows businesses to transact online with institutional-grade cryptocurrency wallets, private blockchains, and SaaS applications.
THE MANY: An award-winning investment platform providing real people with access to investments in properties and solar and wind energy. They give everyone the opportunity to invest in real things – such as real estate and green energy.
SUBAIO: Software company that creates products and services that simplifies people’s lives. Designed to unlock value within the subscription economy. Fintech company founded in 2016, specializing in digital financial solutions. They are through leaders and trusted advisors.
RISIKA: SaaS credit rating platform and risk management dashboard. An intuitive credit risk platform that saves them from unpaid debt and helps them predict their paying customers. In 2017 a small group of FinTech nerds from Copenhagen hatched a vision to challenge the faceless.
HIVEONLINE: Building better economies for unbanked entrepreneurs, with digital community finance to access capital and markets. Sustainable decentralised finance for financially excluded smallholders and their local ecosystems, by giving them access to credit and markets.
NEWBANKING: Identity is an Global online platform for identity management. A system built to ensure the compliance of Anti-Money Laundering and GDPR regulations. It allows customers to easily administer and verify user data, while enabling market-leading user experiences.
GRANDHOOD: Denmark-based startup working on an alternative pension fund. Company pension, but not as they know it. Digital, for digital natives and accessible for everyone. A digital pension experience for the way they do business.
MYMONII: Enables children and young people to become better at saving and learning about economics. Copenhagen-based Fintech company that wants to help families with kids/teens aged 7-18 years to learn good money habits. Learn to earn, save and spend money wisely.
NORDIC EYE: Danish venture capital firm based in Copenhagen and Los Angeles, California. Venture & Growth Capital firm based in Copenhagen with representation in UK, US & Switzerland. They invest in carefully selected and mainly Nordic early-growth companies in the tech.
OPENLEDGER: Develops custom blockchain solutions for enterprises including fintech, healthcare and supply-chain applications. Since 2014 OpenLedger delivers custom blockchain development services that power real business transformations.
TOBI: They help parents invest their children’s long-term savings by investing deposits from parents and grandparents. They help families give their children the best start in life. They take care of all the practical things, so you can spend time with your child.
TRADEWORKS: Independent software developer specializing in financial trade automation technology. SaaS-company founded by entrepreneurs from the financial industry with a shared ambition of reshaping the world of online financial trading through intuitive automation technology.
CREDIWIRE: Real-time financial data connector that collects data to help companies provide loans and better risk management. They believe in better financial experiences and closer collaboration between accountants, SMEs, and banks. They work to connect the dots.
THE CAPITAL: Publishing platform for professionals in business, finance, and tech. A community monetization and management tool for content creators. They turn creators into content businesses. A Publishing Platform for Professionals.
PAIBLOCK: Blockchain based and AI-capable payment and digital lifestyle platform. Platform ecosystem that helps consumers and businesses gather and connect all the dots of the digital life in one secure place. Digital lifestyle made simple. Ecosystem is built on top of pbcchain.
MATTER: Danish startup specializing in sustainable investments in the pension space. Makes it easier for investors to understand and report the sustainability impact of investments. By unlocking critical impact information across entire portfolios, Capital Worth More.
INPAY: Vision is to revolutionize global trade by making cross-border payments as fast, easy, safe, and cost-efficient as local bank transfers. They offer low-cost, fast and secure multi-currency cross-border payments to 100+ countries as an alternative to SWIFT wire transfers.
NOVEMBER FIRST: Digital cross-border payment platform with transparent real time currency exchange rates and low fees. Improving the payment and bookkeeping process, by adding a more direct and automatized form of payment, without compromising safety and speed.
MUINMOS: The only regTech platform in the world providing financial institutions. An award-winning proprietary compliance engine that uses AI to instantly and globally validate clients. Regulatory Onboarding Engine uses algorithmic rule-based Artificial Intelligence.
PAYEER: The mass pay transfers to various payment systems, bank cards and bank accounts worldwide via our API protocol. Send, Exchange or Accept fiat and Cryptocurrency on their personal Account or Website. E-wallet designed to manage cryptocurrencies and fiat currencies.
FELLOW PAY: We enable SMEs to grow by providing fair access to credit through upfront financing on invoices and extending 60 days free credit to buyers. Helping SMEs grow without borrowing money from a bank. They believe that everybody only wins when nobody loses.
LENEO: Creating a banking platform (BaaP) to be used when leasing. Leneo is a FinTech company founded in 2016 in Denmark with the aim of delivering financial technology and services that help companies to offer their Product as a service. Simplifying circular business models.
COLLECTIA: Debt collection and debt purchase business and has more years of experience in the market. The path to a healthier economy via effective invoice follow-up and accurate credit assessments. A leading technology-driven company specializing in credit management.
BETTERNOW: Online fundraising platform for charities where their supporters can donate and fundraise money for charities. Digital fundraising solutions for civil society. Experts in peer-to-peer fundraising, in-memory fundraising, tribute funds and general community.
SPENDERLOG: Fintech that uses AI to help them keep track of their spending and helps them get a handle on where their money is going. They fetch their invoices automatically and categorize the groceries you bought. Help they get on track and spend smarter.
CONTRACTPEDIA: Help their to get a financial overview of their contracts, stay in control of auto-renewals and find money internally. Contractpedia was launched in 2016 following their frustration with the lack of affordable and suitable contract management solutions.
NORFICO: Nordic advisory and communications agency specialised in Fintech – including connected commerce, digitisation and identity. Norfico is the leading Nordic strategic advisory and communications/PR agency with a 100% focus on all things fintech.
TAKTIKAL: Financial institutions with the goal of helping service companies. Taktikal provides digital signature solutions, smarter digital onboarding solutions KYC and AML compliance. Making it easy to build digital trust.
APPVESTOR: Platform that lets investors to successfully invest in apps without taking an equity share in the company that makes them. The first company to provide mobile app publishers with funding for marketing campaigns, user acquisition execution, ASO support, & app monetization.
KARMAN: Lead Supply deals in making the loan market more transparent, convenient & digital to help consumers & banks find the best possible match. They want to accelerate transparent digital lending in the banking universe. They help digital lenders reach further and Faster.
COPENHAGEN FINTECH: Develops research, innovation and education within financial technology. Non-profit, award-winning innovation hub founded in 2016 in Denmark, with the mission to foster innovation within the financial sector, by building a thriving fintech ecosystem.
SUBHUB APS: Fintech company providing solutions for the growing subscription economy. SubHub is the product of the collaboration between Subaio and the Danish Bank, Spar Nord. The Subaio platform let’s them regain complete control over your online subscriptions.
CAPITAL MARKET PARTNERS: Offers IT solutions for capital market and provides consultation and implementation services to financial sector. As a business partner, They offer consultancy services, that are based on their combination of business understanding and technical know-how.
By the way: If you’re a corporate or investor looking for exciting startups in a specific market for a potential investment or acquisition, check out our Startup Sourcing Service!
