xpate

xpate is a fintech startup that enhances global payments using a design-centric approach to serve growing business needs. We make the payment process easier, faster and accessible to everyone by introducing the first true drag and drop payment experience in the world uniting all payment methods in one account.
xpate is an e-wallet system both for retail and business customers who aim to make the financial sphere of their lives comfortable and hassle-free. More than 300 companies processing over 50000 transactions daily utilise xpate to expand their business across frontiers.

Covering end-to-end payment needs of businesses worldwide we offer:
SEPA and SWIFT multi currency payments
Individual IBAN (International Bank Account Number) accounts
Visa, Mastercard, Union Pay card processing
Currency exchange at competitive rates
OCT (Original Credit Transaction) Payouts, Mass Payouts, Batch Payouts
Alternative Payment methods (APMs)
Card-to Card Transfer

“xpate is an aspiring banking alternative with quick, easy and secure service. Our product is made for people who value simplicity and integrity. According to our research it takes up to 70 seconds to perform a transaction using traditional bank applications. xpate reduces it to 8. Our users can conduct any financial transaction with one finger performing a simple drag and drop action,” Mike Shafro, xpate CEO explains.

xpate Ltd is headquartered in London, UK and authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Reference number 901021) for the issuance of electronic money and payment instruments. Our rapidly growing team is based across three offices in London, Riga and Singapore.