Polaroo

We centralize your recurring expenses into a unified monthly payment to save you time, money and headaches. We work with providers to find the best offers adapted to your needs, and if you accept our offer, you will pay us one flat amount each month and we will pay your bills on your behalf. We have automated or are automating almost all parts of the process, and have launched in Spain with plans to expand to other countries. Our business model relies on commissions from providers, both a one-time fee for bringing them new customers and ongoing monthly commissions based on customers' consumption; and a €2 monthly fee per individual customer, with potential for upselling and cross-selling services to users. We are both B2C and B2B2C, as we are in the process of closing deals with several large corporations to provide service to their customers.