Kalma, a startup with social purposes that seeks to respond to the needs of those over 65 through innovative and revolutionary services, has closed its first round of financing amounting to €1 million. With the capital raised, the startup aims to consolidate and expand its business model. Kalma facilitates the conversion of home equity into post-retirement liquidity, allowing homeowners to enjoy a fulfilling life without giving up their home and lifestyle.
In this financing round, Kalma had the support of successful Spanish entrepreneurs, among whom Marc Antoni Maciá stands out, who also holds the position of president of the board of directors.
Founded in 2023 by Carlos Hernández, an accredited entrepreneur with more than a decade dedicated to the development of startups in the Fintech sector, this financing round validates what Kalma achieved in its first 6 months of activity: developing its financial and operational structure, carrying out with successful his first transactions in Barcelona and Madrid.
Carlos Hernández, CEO of Kalma, said: “Kalma was born from a need and a desire to focus on a group historically neglected by the private sector and whose needs require innovative solutions. Thanks to the support of our investors and the dedication of our team, we are in a unique position to offer impactful solutions in the lives of our seniors.”
With an ambitious investment of more than 20 million euros projected until 2025, Kalma is positioned to be the benchmark in Spain in avant-garde solutions for the senior group.
In Spain, more than 20% of the population is over 65 years old and it is expected that, in 2040, nearly a third of society will exceed that age. The inversion of the population pyramid, characterized by an unprecedented increase in life expectancy and a birth rate at historic lows, puts at risk an already deficient pension system and, therefore, the well-being of pensioners.
In this context, Kalma was born, a social project focused on the development of disruptive and innovative solutions, whose benefit for society has been validated in other markets. Its current service offerings include bare ownership, a solution that allows older people to access significant amounts of capital after selling their home in a format that allows them to continue living in it for life, and intergenerational room rental, a novel format through which the older owner can receive a combined consideration of money and services.
Thus, Kalma aspires to become a reference for pensioners in Spain, offering disruptive solutions adapted to their needs and validated in neighboring countries.
