Tally is an independent monetary platform and hard-asset currency that sits outside of the existing banking infrastructure, while seamlessly operating with it. Tally is the name of the platform and also the name of the currency. 1 Tally = 1 milligram of vaulted gold. Using gold as the 100% physical reserve means the customer’s money is protected from inflation and systemic bank risks associated with the fiat currency-based fractional reserve banking model, while offering the familiar usability of a personal bank account and contactless debit card.