We at the FINORPA group are one of the leading equity and quasi-equity providers for SMEs in the Hauts de France region. FINORPA Gestion, an AMF-approved management company, has the capacity to intervene with around €15 million per year. With €80 million under management, we invest in SMEs to finance their creation, development, and transfer projects. Over the past 30 years, the FINORPA Group has supported more than 2,000 companies across various sectors including industry, services (distribution, consulting, transport, ICT), and health. As part of our commitment to regional economic development, the FINORPA Group has been a shareholder in the FONDS RÉGIONAL DE GARANTIE (FRG) since 2009. This partnership enables SMEs and mid-cap companies to access financial counter-guarantees for medium and long-term loans, equipment and real estate leasing operations, equity contributions, and professional receivables. Additionally, FINORPA CONSEILS, another entity within our group, plays a crucial role in the redeployment of economically restructuring territories. Through strategic partnerships in these regions, FINORPA CONSEILS facilitates access to loans at preferential rates for job-creating SMEs.