Lendonomy

Lendonomy is a peer to peer mobile microlending application that helps young people between 18 and 27 to build a verifiable credit history and healthy relationships with credit. We let our app users borrow, lend and share small amounts of money with each other in Tinder-like user experience - all while building an internationally verifiable and transferrable credit history on the blockchain. We reduce anxiety associated with borrowing and minimize risks associated with lending, while at the same time strategically turning past borrowers into future investors. We charge a matching fee of 1 EUR per match and let lenders earn 2,5% interest a month, which is excellent for lenders and exceptionally affordable for borrowers. In addition, we are building an educational layer on top of the main functionality, where we gamify the learning experience of our users and encourage them to read educational material and watch videos sponsored by brands they love.